Are you dealing with delinquent property taxes in Warner Robins? If so, you might be nervous about losing your home or coming up with the cash to pay your debt. The good news is that you have solutions available to you! Learn more about how to handle your difficult property tax problems in our latest post! We can solve that real estate problem, but finish reading first.
Dealing With delinquent taxes can be a nightmare. The costs can snowball quickly. What starts as one small debt, can quickly rack up fees, penalties, and even interest. Getting behind on your property taxes will have major impacts. After all, it is these taxes that pay for the infrastructure for your city and beyond. Not paying them will have severe penalties. In some cases, you can even lose your house to foreclosure!
What Can Happen
When your taxes go unpaid for too long, the county will issue a lien against your property until the funds are repaired. Eventually, the city will auction off the lien and you will be forced to pay the taxes or worry about the lien holder foreclosing on you. In Warner Robins, Perry or Kathleen Georgia areas, this can be as fast as the first you are delinquent on your taxes. Macon/Bibb county Georgia have given homeowners up to three years to catch up delinquent property taxes. Of course, it takes a while to get to this point, but once the tax commissioner sends the “power of sale” notice to the homeowner, losing your house becomes a very real threat of delinquent property taxes. It is important that you take the necessary step in order to keep from losing your house. Again, we can help with this.
What You Can Do
You have a few options when you are dealing with delinquent property taxes. The first and most obvious choice would be to pay them back. However, this is easier said than done when you have struggled to pay them in the first place. You can choose to get a loan to pay off the taxes, but then you are merely replacing one debt with another. However, it can help if you are on the brink of losing your home. Even if you can only make payments toward your debt, the county is likely to work with you before selling your debt to the highest bidder.
You can try to negotiate the amount the property assessor has valued your home. In Georgia, homeowners are given a notice on their tax value letter at the start of each year to dispute the tax value by the date provided. The tax value of your house can be dropped, we know many people that have done just that. Make sure they have all of your property data correct and look at what they assessed in comparison to what properties in the area are selling for. If you see a something that seems off, take it up with the appraiser and see what you can do about getting your taxes lowered. Getting them lowered may be a bit of a challenge. Before you call the appraisers office, collect all applicable data so you can go into it well prepared and well informed.
Your third option would be to work with a buyer who is willing to help you tackle the liens and back property taxes you are facing. When working with a private buyer, make sure you are still receiving a fair price, no matter how desperate your situation might seem, you should always be treated fairly and receive an honest price.
How Real Estate Problem Solver Can Help
Real Estate Problem Solver is a team of professional home-buyers who can help you by purchasing your home outright. We will take care of the back taxes, liens and anything else that is stopping you from selling the house in the traditional manner. IF you don’t want to sell your house, we can offer solutions that allow you to keep your house. You don’t have to feel stuck, burdened or feel exhausted by the amount of debt you are facing. We have worked with people all over the Warner Robins area who were dealing with property tax problems. Let us help you by using our knowledge and expertise to get you out of the situation fast!